Yuck.
We know… we know, we know, we know… “Budgeting” … ugh.
That one thing that we all know about (at least sorta) but just hate to deal with or face it. It feels so constraining or suffocating or just overwhelming altogether.
Like you’re setting yourself up to be benchmarked against expectations that already feel challenging to meet. No one likes to experience the feeling of failure - let alone voluntarily signing yourself up for it.
Don’t judge a book by its cover.
You can’t always measure a person’s financial success or wealth based on what they buy, wear or carry around.
Just because someone purchases all the new swaggy things - nice car, brand name clothes, jewelry, big house… doesn’t mean that they are financially sound. We all know the phrase “Instagram vs reality”. That’s a real thing here. Well, in this case, it would be “appearances vs net worth”. AKA that guy who’s always stuntin his Ferragamo belt and Gucci sandals might actually have a smaller net worth than you with your allbirds.
New year, new me!!! - said everyone ever 🙃 … But no really, this is the year. This is THE year. My whole life has waited for this moment - or maybe I’m just finally mentally ready (or ever-so-slightly matured) to start taking better control of my finances. I admit that most of my life (aka my entire life) I was never the most fiscally responsible. I wasn’t proud of my spending habits and was intimidated by all the personal finance jargon, like “401k”, “investments”, etc. As a result, being an ignorant potato was bliss.